1. About how much did you spend on presents last year?
  2. About how much do you usually spend each day?
  3. Are credits cards a good thing?
  4. Are you a price conscious shopper?
  5. Are you good at saving money?
  6. Are you saving money to buy something? If so, what are you planning to buy? How much will it cost? How much longer will you need to save before buying it?
  7. Can a person be rich without having a lot of money or possessions? How?
  8. Can I put my money in a Swiss bank?
  9. Did your parents give you an allowance (pocket money) when you were a child? What did you use it for?
  10. Do banks pay a higher percent of interest here or in your country?
  11. Do you agree with the Beatles that “money can’t buy you love”?
  12. Do you compare prices at different stores when you shop?
  13. Do you consider consumerism good or bad?
  14. Do you enjoy shopping?
  15. Do you ever buy second-hand things? (“used things”)
  16. Do you ever gamble? Did you win anything?
  17. Do you ever give money to beggars on the street? Why or why not?
  18. Do you ever give money to charity? How often do you give to charity? How much do you give?
  19. Do you feel comfortable tipping?
  20. Do you gamble?
  21. Do you give tips at a restaurant in your country? At a bar? How about to taxi drivers? To hairdressers? At hotels? At airports to people who carry your bags?
  22. Do you give tips at a restaurant in your country? How about to taxi drivers?
  23. Do you haggle (bargain with the seller) when you shop?
  24. Do you haggle when you shop?
  25. Do you have a credit card? If so, do you have more than one?
  26. Do you have more than one bank account? Are you good at saving money?
  27. Do you have more than one credit card?
  28. Do you have to pay a sales tax in your country?
  29. Do you invest in the stock market?
  30. Do you often buy products that advertised on TV, newspapers or magazines? If so, what was the last item that you bought?
  31. Do you often put money in the bank?
  32. Do you pay your credit card on time?
  33. Do you play football pools?
  34. Do you play slot machines?
  35. Do you sometimes buy things that you don’t need? If so, give some examples.
  36. Do you sometimes give money to charities?
  37. Do you think money is more important than love?
  38. Do you think taxes in your country are too high/low? What about New Zealand Taxes? / What about taxes here?
  39. Do you think taxes in your country are too high/low? What are some of the different kinds of taxes your country has?
  40. Do you think that it is right for someone to beg for money?
  41. Do you think that money can buy love?
  42. Do you think that riches can have a bad effect on a person? How?
  43. Do you think that taxes are too high?
  44. Do your parents give you an allowance? How much? What do you use it for? How often do they give it to you?
  45. Do/Did your parents give you an allowance? How much?
  46. Explain these proverbs: What do they mean? Say them in other English words.
  47. Have you ever been in debt?
  48. Have you ever borrowed money from someone? Who? What did you need the money for? Who wouldn’t you lend money to? Do you play the lottery? What kind of lottery do you play?
  49. Have you ever bought a lottery ticket? Did you ever gamble?
  50. Have you ever found any money? If so, what did you do with it?
  51. Have you ever given money to a beggar or homeless person?
  52. Have you ever given money to people who beg in the streets?
  53. Have you ever had any money stolen from you? What happened?
  54. Have you ever lent money to someone? Who? What did he/she need the money for?
  55. Have you ever owed money to people?
  56. Have you ever paid late your credit card? What happened?
  57. Have you or your family ever won any money in a lottery?
  58. Have your parents ever given you a credit card to pay for something? What did you buy?
  59. How do people become rich?
  60. How do you think money helps make us happy?
  61. How do you think the government uses all the taxes they collect?
  62. How do you usually spend your money? What do you usually buy?
  63. How important is money to you? If you had no money, do you think you could be happy?
  64. How long would it take you to spend 1 million dollars?
  65. How many different kinds of coins are there in your country? What are they?
  66. How much did it cost you to fly to here from your home country?
  67. How much did you spend last week?
  68. How much did you spend yesterday?
  69. How much do you give to your children?
  70. How much do you have to spend to eat a good meal at a restaurant in your country?
  71. How much do you spend each month on food? Where do you usually buy food?
  72. How much do you spend on food each week?
  73. How much do you think it costs to fly to Guam?
  74. How much do you think it costs to stay at a hotel in London?
  75. How much do you usually spend each month on entertainment?
  76. How much do you usually spend each month on food?
  77. How much do you usually spend each month on transportation?
  78. How much does it cost to get a haircut in your country? Here?
  79. How much does it cost to ride a bus in your country? Here?
  80. How much is a liter of gasoline in your country? Here?
  81. How much money did you make on your first job?
  82. How much money did you spend yesterday? Where did you spend it? What did you spend it on? Do you often spend that amount in one day?
  83. How much money did your parents give you for an allowance when you were ten years old?
  84. How much money do you have on you now? (Maybe not a polite question to ask.)
  85. How much money do you have with you now? (Maybe not a good question to ask.)
  86. How much money do you need for happiness?
  87. How much money do you spend for your son to go to the college?
  88. How much money do you want to earn each month?
  89. How much money would you have to win to be happy?
  90. How much should you give to your children?
  91. How much time did you spend the last time you went shopping?
  92. How often do you go shopping? Are you a price-conscious shopper? Do you “shop around” and go to many stores to compare prices?
  93. How old were you when you earned your first salary? What did you spend it on?
  94. If someone gave you a million dollars, what would you do with it?
  95. If you can’t find an item at the store, do you find a clerk and ask for help, or do you leave and go somewhere else?
  96. If you don’t want help when the clerk asks if you need help, what do you say?
  97. If you had a large amount of money, what would you do with it?
  98. If you had to save money, what could you do without? “I would stop spending money on ___”.
  99. If you needed to earn some extra money, how would you do that?
  100. If you were the ruler of your country, what would you do to change the taxation system? What is the funniest tax you can think of to introduce?
  101. In a marriage, do you think one person should handle the finances, or both?
  102. Is it bad if one person or company controls the market that it specializes in? For example, is it wrong for Microsoft to control most of the operating system software in the world? Do you consider companies like Microsoft and people like Bill Gates smart and shrewd?
  103. Is it better to pay cash or by credit card?
  104. Is it easier to return items in the U.S. or in your country?
  105. Is it OK to bring children to the market or the department store?
  106. Should children get an allowance (pocket money) from their parents?
  107. Should children get an allowance from their parents?
  108. Should parents give a credit card to teenagers?
  109. Some people say that “money makes the world go round.” Do you agree?
  110. What are some of the different kinds of taxes your country has?
  111. What are some reasons for people being poor? Can poverty be avoided?
  112. What are you saving your money for? Do you want to buy something special?
  113. What bank do you use?
  114. What bank do you use? Do you like the service you receive?
  115. What differences can you notice between commercials from 10 or 15 years ago and commercials today?
  116. What do you do if you can’t get the clerk’s attention at the store?
  117. What do you like spending money on? What don’t you like spending on?
  118. What do you need to buy next?
  119. What do you spend most of your money on each month?
  120. What is something that you bought recently?
  121. What is something that you have bought recently that cost a lot of money?
  122. What is something that you have bought recently that was a good bargain?
  123. What is something that you want to buy, but don’t have enough money to buy.
  124. What is the average salary in your country?
  125. What is the effect on the economy of high taxation?
  126. What is the effect on the economy of low taxation?
  127. What is the most expensive thing you’ve ever bought? How much did it cost?
  128. What is the most ridiculous tax in your country, past, or present?
  129. What is the most you have ever spent on a gift? What was it? Who did you give it to? What was the occasion?
  130. What is the next “big” thing you are going to buy?
  131. What is your opinion of discount stores?
  132. What kind of things do you often shop for?
  133. What kinds of things are you saving your money for?
  134. What qualities must a person have to make BIG money?
  135. What store did you like best and what store did you like least?
  136. What things do you pay by credit card?
  137. What things do you pay cash for?
  138. What was the last thing you bought for someone else? Why did you buy it?
  139. What was the last thing you bought for yourself? Where did you buy it? Why did you buy it?
  140. What was the last thing you spent money on?
  141. What would you do if you won a large sum of money? What is the first thing you would buy with it? Would you invest it?
  142. What would you love to buy but you can’t afford?
  143. What’s the most expensive thing you’ve ever bought?
  144. What’s the most money you have spend on one thing?
  145. What’s the most money you have spent on something to eat?
  146. What’s the most money you have spent on something to wear? What did you buy?
  147. What’s your favorite place to shop?
  148. What’s your favorite shopping area or store?
  149. When did you open your first bank account?
  150. When do you get your allowance? How long does it last? Is it enough money?
  151. When you buy something, do you “shop around” and go to many stores to compare prices?
  152. When you buy something, what things are most important to you? Price? Quality? Fashion trends? status? or image?
  153. Where did you buy ___? (your shoes / your watch / etc.) How much did you pay? When did you buy it/them?
  154. Where do you keep your money?
  155. Where do you usually buy food?
  156. Where is your favorite shopping area?
  157. Which costs more, a hamburger in America or a hamburger in your country?
  158. Which costs more, your telephone bill or your electric bill?
  159. Which do you prefer, large stores or small stores?
  160. Which do you think is more important, love or money?
  161. Which shopping centers and stores do you like best and which do you like least?
  162. Which store do you go to the most often? Where is it? Why do you like to go there?
  163. Who do you often go shopping with?
  164. Who do you spend money on?
  165. Who takes care of the money in your family’s home?
  166. Who takes care of the money in your house?
  167. Why are poorer people in many cases more generous than rich people?
  168. Why do I always spend too much money?
  169. Why do people often want more money, no matter how much they have got?
  170. Would you give money to a beggar? Why?
  171. Would you give some money to charity?
  172. Would you help your family/friends?
  173. Your rich uncle just died and gave you 50,000,000 won. (or local currency) How would you spend it? What would you buy? Would you spend it on yourself, put it in the bank or buy something for your family? Would you spend it all?

Couldn’t find the type of question you’re looking for? Check out our complete list of ESL Conversation Questions. You can also look through our other resources or opportunities to teach abroad with ESL Workshop.

Leave a Comment